Medicare
Medicare Options at a Glance
You have many Medicare options available to you during your initial enrollment period and annual enrollment period from October 15th to December 7th to change how you receive your Medicare Insurance Benefits. There are 3 options to choose from:
Original Medicare (Part A & Part B) covers most medically necessary services and supplies in hospitals, doctors’ offices, and other health care facilities. Original Medicare doesn’t cover some benefits like eye exams, most dental care, and routine exams. You will also need to select a Part D Prescription drug plan in addition to original Medicare.
Original Medicare (Part A & Part B) covers most medically necessary services and supplies in hospitals, doctors’ offices, and other health care facilities. Original Medicare doesn’t cover some benefits like eye exams, most dental care, and routine exams. You will also need to select a Part D Prescription drug plan in addition to original Medicare.
Medicare Supplemental Insurance (Medigap) policies are sold by private companies, can help pay some of the remaining health care costs for covered services not covered by original Medicare and supplies, like copayments, coinsurance, and deductibles. Some Medigap policies provide coverage when you travel outside the U.S. Generally, Medigap doesn’t cover long-term care (like care in a nursing home), vision or dental services, hearing aids, eyeglasses, or private-duty nursing.
Medicare Advantage Plans (Part C) policies are sold by private companies, must cover all of the medically necessary services that Original Medicare covers. Most plans offer some extra benefits that Original Medicare doesn’t cover, like some routine exams and vision, hearing, and dental services. Many plans have prescription drug coverage included in them.
Part D Prescription Drug Coverage helps cover the cost of drugs (including many recommended shots or vaccines). Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare.
Medicare Advantage Plans (Part C) policies are sold by private companies, must cover all of the medically necessary services that Original Medicare covers. Most plans offer some extra benefits that Original Medicare doesn’t cover, like some routine exams and vision, hearing, and dental services. Many plans have prescription drug coverage included in them.
Part D Prescription Drug Coverage helps cover the cost of drugs (including many recommended shots or vaccines). Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare.
Disclaimer: Licensed agents will go over Medicare plans available to you based on location and provider availability.